Frugal Wife » Uncategorized

List of Debts

frugalwife — Tue, 24 Nov 2009 22:01:33 +0000

If you’re currently in debt (and who isn’t these days), the best thing you can do for yourself is to make yourself aware of debts you have out there. In my last post, I recommended getting your credit report. This can be useful for what we’re about to do.

I’d like you to make a spreadsheet of all of your outstanding debts. I’m a sucker for a spreadsheet! These debts will be any loans to a company or to a person. Using your last statement or by logging into the online account, make a list that has the following items:

Name of Loan
Original Loan Amount
Interest Rate
Payoff Amount (Amount of Loan left till it’s paid off)
Minimum Monthly Payment
Monthly Payment Typically Made

I then recommend adding up the payoff amount so that you can see exactly how much money you owe. Adding up the columns for the minimum amount due and what you typically pay will give you an idea of how much of your money is actually going to debts.

Once you’ve got your list, you can look into “Snowball” payments and such as recommended by Dave Ramsey.

All Better!

admin — Thu, 22 Oct 2009 17:00:16 +0000

Well the site’s back up after some long term domain issues. Meaning the email to renew got ignored and I didn’t realize until this week. I thought it was a 2 year renewal. Turns out I was wrong.

We’ve also moved hosting once again. I apparently like to leapfrog around. Now we’re off of Wordpress.com and on to my husband’s Dreamhost account. Perhaps I’ll work on a series of articles now that cold weather and school have started again.

Project Get It Done: All Done

frugalwife — Thu, 23 Apr 2009 18:35:47 +0000

I have to say that I’ve pretty much given up on actively working on my Project List. I got about a quarter of the stuff finished so far. Obviously the stuff still needs to be done, but it’s no longer a major focus of my time. I think that especially now that it’s starting to be nice out, I won’t need the motivation of the list to do stuff around the house. In fact, it’s supposed to be 70 this weekend and I have plans to wash as many windows as I can. I don’t think the windows on the second floor have been washed in 5 or more years. It’s rather sad.

I must say was extremely difficult for me to write a post once a week. I’m not that great a writer and it takes a LOT of thought for me to come up with something I’m happy with. I’m thinking in the future, I’ll try to post a few times a month but it probably still won’t be all that regular. Until then…

Project Get It Done: Days 13 to 19

frugalwife — Mon, 16 Feb 2009 21:28:06 +0000

We’ve got another week of failure on our hands. I managed to do only 2 small projects in an entire week and one of them my husband did for me!

I definitely need something to keep me motivated. I just happened to come across a post that Leo at Zen Habits wrote last week. It’s called “Form the Action Habit”. It happens to be exactly what I need right now. I’ve been feeling a little overwhelmed with all there is to do now that the initial excitement about the project has worn off.

Tonight, I vow to Scooba the kitchen!

First Post!

frugalwife — Sat, 14 Jun 2008 22:07:42 +0000

Here it is, the infamous first post.

I’ll put what I was going to write here in the about section as that makes more sense. Head there to take a look at what this blog is going to be all about.

I’ll post the real first post in a little bit.