Archive for November, 2009

Overcoming Black Friday Temptations

O how I hate Black Friday. I’m not sure if I’m paying more attention or something this year, but it seems like retailers are trying extra hard to get you in the stores before Friday.  I’ve already succumbed twice to deals online.  If I were to step into an actual store, it’s over.  It’s one [...]

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List of Debts

If you’re currently in debt (and who isn’t these days), the best thing you can do for yourself is to make yourself aware of debts you have out there.  In my last post, I recommended getting your credit report.  This can be useful for what we’re about to do. I’d like you to make a [...]

Annual Credit Report

If you haven’t already, I recommend getting your free credit report.  By law, you’re allowed to view your credit statement one time per 12 months.  The website is: http://www.annualcreditreport.com. This is not your credit score, but instead gives you a list off all the accounts that are open in your name.  For an extra $5 [...]

The Value of Online Accounts

I’m kind of astounded by how many companies these days give you the ability to view your account online.  It’s not just banks and financial institutions that have online presences.  I’ve even got an online account with my electric company and they allow me to input my exact usage on the months that they do [...]