It seems like ever since my husband and I have been married, we’ve had a goal of getting $15,000 in what I like to call the “Oh crap, I lost my job” fund. Every year I think we’re going to hit it and then every year we miss. This past year we barely managed to [...]
The Never-ending Goal
Jan 22
New Year; New Start
Jan 15
Every year at the first of the year, I like to take some time to evaluate what happened financially the year before. I use my finance software and make a spreadsheet of how much money we spent in each category each month.
It’s quite enlightening. I was able to see that we’re much more likely to [...]
List of Debts
Nov 24
If you’re currently in debt (and who isn’t these days), the best thing you can do for yourself is to make yourself aware of debts you have out there. In my last post, I recommended getting your credit report. This can be useful for what we’re about to do.
I’d like you to make a spreadsheet [...]
Annual Credit Report
Nov 15
If you haven’t already, I recommend getting your free credit report. By law, you’re allowed to view your credit statement one time per 12 months. The website is: http://www.annualcreditreport.com.
This is not your credit score, but instead gives you a list off all the accounts that are open in your name. For an extra $5 to [...]
I’m kind of astounded by how many companies these days give you the ability to view your account online. It’s not just banks and financial institutions that have online presences. I’ve even got an online account with my electric company and they allow me to input my exact usage on the months that they do [...]
All Better!
Oct 22
Well the site’s back up after some long term domain issues. Meaning the email to renew got ignored and I didn’t realize until this week. I thought it was a 2 year renewal. Turns out I was wrong.
We’ve also moved hosting once again. I apparently like to leapfrog around. [...]
I have to say that I’ve pretty much given up on actively working on my Project List. I got about a quarter of the stuff finished so far. Obviously the stuff still needs to be done, but it’s no longer a major focus of my time. I think that especially now that [...]
A note on Warehouse Stores
Apr 23
Trent at the Simple Dollar is always writing stuff that I just nod and think “Yeah! That’s what I do/did too!”
Here’s one such article about having a membership at Sam’s Club or Costco.
http://www.thesimpledollar.com/2009/04/21/is-your-local-warehouse-store-worth-your-while-heres-how-to-find-out/
We’ve got another week of failure on our hands. I managed to do only 2 small projects in an entire week and one of them my husband did for me!
I definitely need something to keep me motivated. I just happened to come across a post that Leo at Zen Habits wrote last week. [...]